Home Loan

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About

Get a housing loan from India’s leading banks and financial institutions.

Loan can be utilised for purchase or construction of a house. Property is mortgaged to the lender as a security till the repayment of the loan.

Our process

  • Book an appointment with buzzBT
  • At scheduled time our representative will pick the documents
  • Loan is approved from the institution selected by the customer
  • After legal and technical verification to the satisfaction of the lending bank, loan is disbursed to the customer or to the builder or to the seller depending upon the nature of the transaction.

Documents required

  • Application form with photographs of applicant and co-applicant
  • Income documents
  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence: Leave and License Agreement / Utility Bill / Passport (any one)
  • Property’s legal and technical documents

Rate of interest and processing fees

  • ROI and processing fees depends upon customer profile and respective bank policies

Personal Details

Appointment Details

Our Business Working Hours

Monday to Saturday : 09:00 AM to 06:00 PM

Sunday : Closed

When can you apply for a loan?

You can apply for a Home Loan with any bank or housing finance company (HFC) even before you have finalized the property. The loan amount would be approved, based on your repayment capability. In all, every individual with capacity to pay can receive home loan from one bank or the other.

Most of the banks and housing finance companies offer Home loan up to 30 years provided the term does not extend beyond 65 years of age or the retirement age, whichever is earlier.

Interest is calculated on monthly rest.

  • Your spouse
  • Any of your blood relative (immediate family members)
  • Co-owner has to be necessarily co-applicant in the loan.

Immovable property owned by the applicants. The applicant's title to the property should be clear, marketable and free from any encumbrances. The security created on property shall be first and exclusive.

As per IT rules, only one certificate can be issued for a Home Loan hence one certificate will be issued in the name of both the applicant and co applicant.

Floating rate of Interest, Fixed rate of interest, Fixed + variable (initially fixed, later moved to variable)

Download our app buzzBT, book appointment with solution manager, call us, chat with us. You can also visit our website www.buzzbt.com for more information.

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