OD/CC/Working capital

SME & Corporate Loans
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About

Get a secured or unsecured OD/CC/Working capital loan from India’s leading banks and financial institutions. Loan can be utilised for managing working capital requirement of your business.

Our process

  • Book an appointment with buzzBT
  • At scheduled time our representative will pick the documents along with mandate letter
  • Loan is approved from the institution selected by the customer
  • In case of secured loan, legal and technical verification is carried out by the lending bank. Limit is set in customer’s bank account as per the instructions of the customer.

Documents required

  • Application form with photographs of applicant and co-applicant
  • Income documents
  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence: Leave and License Agreement / Utility Bill / Passport (any one)
  • In case of secured loan, property’s legal and technical documents

Rate of interest and processing fees

  • ROI and processing fees depends upon customer profile and respective bank policies

Personal Details

Appointment Details

Our Business Working Hours

Monday to Saturday : 09:00 AM to 06:00 PM

Sunday : Closed

Why should I have a credit card?

Credit card can be used for shopping, dining, travel, buying tickets, paying bills etc.

Timely repayment of dues helps in building good credit score.

Credit card helps you in tracking your expenses and managing your finances

Credit card allows you to borrow money from the bank when in urgent need.

The money that you pay using debit card is your own money taken out from your own bank account. The money that you pay via credit card is a kind of short term loan granted by the bank.

Credit cards are not just limited to swipe-n-shop. You can also use them to borrow cash from the card provider. Credit cards comes with a Personal Identification Number (PIN) by which you can withdraw cash at ATMs and pay it back later in one go or in installments.

The credit limit fixed on your card primarily depends on the type of card which in turn depends on your income bracket and credit score. While setting a credit limit, the banker looks out for card holder's ability and willingness to repay.

Credit cards are usually of below types: Standard credit cards – These are plain credit cards with basic features and low interest rates. Specialized credit cards – Credit cards that are designed specifically for catering to specific needs. Such cards include credit cards for dining benefits, credit cards for fuel cost savings, credit cards for students and credit cards with travel privileges. Reward Points Cards – These are premium cards that offer reward points to the card holder for every purchase. The more you spend, the more reward points you get. These points can be redeemed against cash back, vouchers and gift coupons. Suggested for high end users.

The payment on your card can be made in several ways.

  • Pay in person at one of the card provider branches
  • Pay by cheque in favour of the credit card provider.
  • Pay via telebanking and internet banking facilities.
  • Auto debit / standing instructions: Due payments can also be made via automated banking wherein you authorise your bank to pay your outstanding bills and due payments on your behalf. This way you get free of remembering due dates.

Download our app buzzBT, book appointment with solution manager, call us, chat with us. You can also visit our website www.buzzbt.com for more information.

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