Get a loan against your residential or commercial property from India’s leading banks and financial institutions.

Loan can be utilised for any of your needs such as funding existing business, debt consolidation, personal requirements, emergencies, education etc. Property is mortgaged to the lender as a security till the repayment of the loan.

Our process

  • Book an appointment with buzzBT
  • At scheduled time our representative will pick the documents
  • Loan is approved from the institution selected by the customer
  • After legal and technical verification to the satisfaction of the lending bank, loan is disbursed to the customer or to the bank in case of balance transfer of the loan.

Documents required

  • Application form with photographs of applicant and co-applicant
  • Income documents
  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence: Leave and License Agreement / Utility Bill / Passport (any one)
  • Property’s legal and technical documents

Rate of interest and processing fees

  • ROI and processing fees depends upon customer profile and respective bank policies

Personal Details


Appointment Details


Our Business Working Hours

Monday to Saturday : 09:00 AM to 06:00 PM

Sunday : Closed

You can avail of Loan against Property against Residential & Commercial Property for either your personal or business activities other than speculative or non prohibitive activities.


  1. Salaried Individuals: Any individual who is in permanent service in any government undertaking or any reputed private sector company in India. 
  2. Professionals: Professionals i.e. allopathic doctors, architects, chartered accountants, cost accountants, practicing company secretary, management consultants and lawyers. 
  3. Self Employed: Individuals like traders, distributors, manufacturers, service providers etc. 

Non-Individual Entities:

  1. Proprietorship Firms
  2. Private Limited Companies
  3. Public Limited companies
The loan amount based on your repayment capacity. Repayment capacity takes into consideration factors such as income, age, qualifications, number of dependants, spouse’s income, assets, liabilities, stability and continuity of occupation and savings history.
Generally banks grant Loan against property from minimum 3 years to maximum 15 yrs. The term for the loan will be restricted to the retirement age or 60 yrs at loan maturity for salaried customers and 65 years for self employed customers.

You can include your spouse as a co-applicant for the Loan. His / her income can be added to enhance the loan amount. However all co-owners of the property should necessarily be the co-applicant.

The security for the loan will be the first mortgage of the property to be financed, generally by way of deposit of title deeds and/or such other collateral security.

The title to the property should be clear, marketable and free from encumbrance which means that there should not be any existing mortgage, loan or litigation which is likely to affect the title to the property adversely.

Interest is usually calculated on daily reducing balance, it means you pay only for the amount you use.
Yes. Please check the individual banks policy. Nil foreclosure charges if loan is taken by the individual.
You can pay either by way for Electronic Clearing System (ECS) or by way of Postdated cheques (PDCs). Repayment by way of EMI commences from the month following the month in which you take full disbursement.
Download our app buzzBT, book appointment with solution manager, call us, chat with us. You can also visit our website www.buzzbt.com for more information.

Need Our Help?

Have a finance problem? Reach to us to get free advisor from our finance experts today.

Request A CallBack

Related Products